At any time in history, no matter what the current state of the economy,no matter what the current trends, no matter what the unemployment rate is or where interest rates lurk, some money-making truths are set in stone,and remain true across time in all different kinds of economies. Some of you may have heard of these ideas before, others may be entirely new to you. But whether you are familiar with these super secrets or not, it will be well worth your while to put them into effect in your own life.The magic they will work on your financial life is guaranteed. These money-making ideas are just waiting for you to bring them to life. We urgeyou to put them to work for you - any one of these could change your life!Let's get started!
Tip #1: The great scientist Albert Einstein once said, "It takes a genius to see the obvious." What he meant by that is that sometimes the simplest thingsin life are the most powerful ... but because they are so simple, we tendto ignore them, and not let them work for us. One of the simplest but most powerful money making ideas is this: Keep a daily log of everything you spend. Go to the dime store and buy a littlenotebook. Carry it with you wherever you go. Write down every penny -every single penny - you spend every day. It's as simple as that. If you do this, you will find something magic happening in your financiallife in just a few weeks. There is something incredibly powerful about writing down all yourexpenditures. It makes the flow of money through your life more real andexact. It shows you simply and clearly just where you are spending yourmoney, on what and why. Once you know that, it becomes much easier to control your spending. For example, one woman realized through examining her notebook that sheactually spent nearly $2,000 per year on diet soft drinks, snacks and candybars! Since her job as a office clerk brought her a scant $12,000 peryear, she realized that one-sixth of her entire income was being frittered away on something entirely frivolous. The woman gave up the snacks and drinks, and found she had enough money to afford health insurance - plus has $400 left over. If you could choose snacks or health insurance, whichwould you choose? The point is, it was her daily expense log that helped her achieve theinsight and clarity she needed to get control of her finances. That's whata simple spending record will do for you - it will give you control overyour spending, and thus your financial life. There may be nothing but a75-cent notebook and a ballpoint pen between your life of financialstruggle and financial freedom.
Tip #2: Stop deficit spending! We all know how much trouble Uncle Sam has been creating spending more money than our country takes in. It's called deficit spending. Well, don't fool yourself. The same rules apply to you.Using those evil little plastic cards may be the "American Way," but it's a poor way. Today, the average credit card holder is carrying $7,000 in plastic debt! Spending yourself into debt with a credit card is unbelievably easy, as many of you already know. The reason is psychological. When you give that clerk a credit card, it's just not the same as handing over a stack of green dollar bills. Would you as readily hand over a fistful of ten dollar bills as flip a credit card across a counter? Probably not. Credit cards put you in the hole and keep you there. Even for people withgood incomes, paying your credit card debt down to zero is amazinglydifficult. And make no bones about it, credit card debt will sap yourfinancial strength just as readily as an open vein will deplete your physicalbody of its very life force. Using a credit card by choice can quickly turn to using it for need. Once you get to that point, you are already in trouble. There is no secret to freeing yourself from the credit card game. Youmust take out a pair of scissors TODAY, cut your cards in half, and beginpaying them back, slowly but surely. Once you stop adding to the debt,even small payment will eventually add up. You can get out of debt if youare patient and disciplined. Once your cards are history, you must adopt a strict pay-as-you go policy. Instead of buying now and paying later, savenow and buy when you have the full amount. Once again, this is not rocket science, but stopping credit-orientedconsuming is one of the most powerful financial tools available to anyonetoday. Why not pick up this tool and use it?
Tip #3: Sell your junk. That's right, it's high past time for a major garagesale. If you don't have a garage, it's time to search through your house or apartment for every single item you don't need, and could convertquickly to cash at a flea market or garage sale. Take an inventory. The truth is, most people are astounded by what theyown - and how much money they have tied up in useless stuff. Why let it collect dust in your attic while it could collect interest in a savings account. You could easily be $500, $1,000 ... even $3,000 richer by the end of the week. As an added bonus, you'd have your place cleaned up, and you willhave a fresh feeling of starting over. A garage sale is an excellent wayto not only clean out your house, but it often gives a psychological boostthat helps people get control of their life and money.
Tip # 4 : Ben Franklin said it long ago: "A penny saved is a penny earned." Yes, it's still true, and still one of the most powerful money-making tips in all history. Implied within Franklin's famous statement is the difficulty of saving. It's tough to save and easy to spend! You know that! That's why every penny saved truly is earned - because it takes so much effort to hold on to thatcash! But if you can do it, it will work magic in your life. Having a savings account will de-stress your life. Imagine being ahead of yourbills, rather than behind. When you are ahead of your bills, you entirelife comes under your control. You sleep better at night. Your mind isfreer to come up with new ways to make more money and save more. Saving iscontagious - once you let it get started! Here are some tips to help you save: * Don't settle for interest checking. Have a separate savings accountthat can't be as easily accessed as a checking account. * Keep your savings in another bank - one that's off your regular route,or perhaps even in another town. That way you won't be tempted to dip intoit every time you visit the bank to make a checking deposit. * Buy short-term savings bonds, which have 6-month to one-year maturitydates. That way you will get a higher rate, while at the same time keepingyour money close in case of real emergencies. * If you can, open the account under two names and require that bothsignatures be required to make a withdrawal. Two people can debate eachwithdrawal and keep each other in line.
Tip #5: Visualize wealth and abundance everyday. What we are actually suggesting is that you practice some sort of airy-fairy mysticism that willmake you into a "money magnet"? Maybe yes, maybe no. Call it what you will - a mind game, mysticism, NewAge ga-ga -- but the solid fact is that behind every wealthy man and womanis a positive attitude toward money. Here's a quick demonstration: (1) Person One with a negative money attitude has daily thoughts which gothis way: "Jeez! $20 bucks is hard to come by! I seem to work so hard and get solittle for it. Money just slips through my fingers. It's amazing how muchmoney you have to earn to just get by these days. I'm never going to beable to afford that new car on my limited salary, but this job is still thebest thing going for me right now. It's easy for some people to make a lotof money, but I'm not one of those people ..." and on and on. (2) Person Two with a positive money attitude has daily thoughts which gothis way: "You know, I bet if I work my butt off I can get a raise next month, and then I'll take half of the extra money I make and toss it in a savingsaccount. There must be a 100 other ways I can bring in some extra cash.Money is not all that hard to earn if you work hard, watch your spending and save a little at a time. There's enough wealth for everybody in thiscountry, and I can easily get my share, and more ..." and on and on. Okay. Which person do you think will have a better chance of success?You don't need to be a Rhodes Scholar to see how Person One is dragginghimself down with his thoughts, and how Person Two is giving himself afighting chance. Look at it this way: It costs nothing one way or theother to have either negative or positive thoughts. So why not havepositive thoughts? There has been many studies done on the thought patterns and the frames of mind of some of the richest most successful people in the world. The one thing they all had in common was a positive attitude toward money and their ability to earn it. So we strongly recommend you begin shaping your thoughts TODAY towardpositive thoughts about money. Then step back and watch the money miraclehappen.
Tip #6: Do what you love and the money will follow. I think there's a book bythat title. At any rate, it's true. One of the primary reasons that manypeople live paycheck to paycheck and are broke despite working very hard at their jobs is the fact that they hate what they do. If you hate your job, you will not have a positive attitude toward money.You will associate money with that dreadful sound of the alarm clock everymorning. Once you tie up your source of wealth and income with slavery,that's truly what you will become: a slave. Starting today, you should begin planning your escape. The first thing you should ask yourself is: "If money were no object, what would I be doing? What do I like to do most for fun, and is it possible that I could get paid for it? Sound ludicrous? It's not. In fact, if your work is not also your play, you are fighting against yourself. You will eventually burn out and hatethe world. On the other hand, if you get up every day being exciting,positive and looking forward to what you are going to be doing - and making money at it - you will automatically move toward doing more and more of what you love, and making more and more money at it.Amazing
Tip #7: You must get organized. Being a tidy, efficient person has more influence on how much money you make more than you can ever imagine. A lot of us are accustomed to associate a messy desk with genius because we have seen somany photos of great scientists sitting behind stacks and stacks of junk.But guess what? Great scientists don't get paid squat! They are not worried about making money. Their university or the government takes care of them. You, however, want to have a lot of money, so you can't afford to be aslo b. Think about it. Let's say you are at your desk trying to get somework done. You need to find the stapler, but because your office is such apit, you spend 15 minutes looking for it. You've just spent 15unproductive minutes. Next you may need to locate a file, and that takes you 20 minutes of sifting through paper. Another 20 minutes down the tube.By the end of the day, you may easily burn up two or three hours doing something as trivial as looking for things. The same goes for any kind of job you might have. If you are an auto mechanic, how much time do you spend trying to find a nine-sixteenth wrench, when you could have it atyour fingertips. It's dis organized people who are always saying at the end of the day: "I seem to work so hard but get very little done!" Of course! You spent the entire day looking for the Scotch tape! The fact is, time is money. The more time you spend unproductively, the less time you are earning money. Clean up your office. Organizeyour tool shed. Get your bookwork organized. Think of every minute savedas a buck in your pocket. All The Best and Make Money The Way You want but it must be Rightful
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